In-line, healthy lending business performance; stable asset quality KMB's standalone results: PAT grew 3x YoY to INR7.4b (in line with estimates). Strong core operating performance (+26% YoY), healthy NII growth (20% YoY) on the back of margin improvement (4.4%), controlled opex growth (adjusted +12% YoY), and stable asset quality (NSL at 1.3%) were the key highlights. Moderate...