Gross loans grew 12.6% YoY to Rs. 613,359cr, driven by home loans (up 18.6% YoY) and personal loans (up 50.6% YoY). Net Interest Margin was at 3.64% in Q2FY20 up 31 bps YoY. GNPA/NNPA ratio stood at 6.4%/1.6% in Q1FY20 (vs. 8.5%/3.7% in Q2FY19) signaling improving asset quality. Slippages were as per expectations with total slippages for Q2FY20 at Rs. 2,482cr (vs. Rs. 2,779cr in Q1FY20). On a healthy capital position, strong digital growth and improving asset...