Mobiquity has front-end domain expertise with offerings around strategy and experience design, while HEXW is strong in engineering and execution. This is creating ample opportunities for both the entities to pitch full stack experience to their respective client groups. Mobiquity has strong vendor and client relationships with AWS and Backbase, which is creating opportunities for HEXW in IMS and retail banking, respectively. BFS vertical (40% of total revenues) is highly skewed toward capital markets. Macro uncertainty and lower spends by capital market firms on digital (as well as cut down on legacy IT) have led to softer growth in 1HCY19 (3.8% YoY). HEXW has been impacted by changed priorities in one of the largest clients in the vertical. That said, HEXW has identified the following trends which will drive growth in operational transformation in capital markets, [3] focus on retail banking by strengthening partnership with Backbase, [4] digitization in corporate banking space and [5] enterprise data management & data governance.