IDFC First Bank has walked a long path of transformation starting from infrastructure finance NBFC to universal bank. To strengthen retail franchise, IDFC Bank & Capital First Ltd engaged into a merger to form IDFC First Bank in December 2018. The merged entity is the eighth largest private bank with funded asset at ~| 112558 crore (retail: wholesale 40:60) as of March 2019 and wide customer base of ~70 lakh. It is being headed by V Vaidyanathan, who has a proven track record at Capital First. IDFC First Bank has a pan...