We attended AUBANK's first Annual Investor & Analyst Day, wherein the entire top management team, led by MD & CEO Mr. Sanjay Agarwal and Executive Director Mr. Uttam Tibrewal, highlighted the bank's progress in different businesses. Management shed light on the bank's strategy to transform into a Universal' bank by FY22, by (a) maintaining strong competitive positioning, and (b) delivering sustainable growth across business segments. AUBANK remains confident of deepening its presence by offering full product suite to customers, while strong analytics and targeted customer servicing should enable higher relationship value. Management aims to build a granular retail...