Indian bank is a mid-sized bank in the public sector with loan book size of ~ Rs1,87,900cr. The bank operates through a network of 2,875 branches largely distributed across the Southern states like Tamil Nadu, Karnataka, Andhra Pradesh and Kerala. The bank has rebalanced the loan portfolio from corporate to retail, agriculture and MSME segments to reduce credit risk. Strong CASA ratio at 35.5% act as a major strength which helps to keep the cost of funds at a lower level....