City Union Bank (CUB) reported stable set of numbers in Q4FY19 supported by loan growth of 17% YoY. Profit for the quarter grew by 15% to Rs 175 cr vs Rs 152 cr in corresponding quarter of previous fiscal year. Credit growth of the bank remained steady at 17%, leading to 14% jump in NII at Rs 421 cr and stable NIM at 4.4%. Underlying asset quality of the bank remains under control with GNPAs at 2.95% while NNPAs stood at 1.81%. Management has given steady outlook going forward and guided for 18-20% advances growth. We remain positive on CUB's growth outlook and believe it will give sustainable...