Bank continues to enjoy a strong retail liability franchise with a high share of retail deposits. Healthy traction in fee-based income over the last few quarters mingled with low incremental stress from corporate book should aid overall slippages & augers well for company, going forward. Nonetheless, bank still maintaining cautious stance in growing high-ticket size loans in an unfavorable macro environment & will remain watchful of its Kerala portfolio for any likely volatility in slippages. Moreover, Bank endeavors to continue improvement in return ratios from higher productivity,...