South Indian Bank is a major private sector bank, headquartered at Thrissur in Kerala having 1,406 ATMs and 870 branches, with around 83% of them in south India. Currently, the bank is having a loan book size of ~Rs63,630cr and deposit base of ~Rs80,420cr. Muted growth in Net Interest Income (NII) at 1.5% YoY and a degrowth of 3.9% QoQ in the current quarter, mainly due to elevated cost of funds and a marginal decline in interest yield. The advances have grown by 14.9% YoY, with retail segment...