BOI's Q1FY16 profit came in at Rs 1.3bn (83% yoy) significantly below our estimate of Rs 3.5bnledbyhigherNPAprovisions.Despiteweakcreditgrowthofjust2%yoy,NIIgrowth continuedtoremainweakat8.4%yoytoRs2.9bn(inlinewithourexpectation)duetoweak...