Growth trend for mortgage business healthy; banks gaining market share from HFCs: The overall mortgage portfolios (Housing and LAP) of large banks (Private/PSBs) and Housing Finance Companies (HFCs) have seen healthy growth of about 18.3% yoy and 12.7% YTD (April December 2018). Banks were the leader of the pack, clocking about 18.3% YTD growth vs. HFCs' growth of about 6.3% YTD. Spurred by a superior growth profile and tight liquidity conditions for HFCs, the overall mortgage market share of banks...