Healthcare vertical - Key Growth Driver: The healthcare industry is slowly morphing into a service industry, where customer experience is paramount. FSL Healthcare segment could experience bullish demand with an annual growth of 18-20% YoY. Both the payer and provider segments as a business, in FY15 Healthcare witnessed a revenue of Rs. 10,874 mn and in FY16E, we expect the revenue will ramp-up approximately to Rs. 12,000 mn.