Loan growth improving gradually with stable NPAs Loan growth in TN remains muted: The overall loan book grew 11.8% YoY to 10,075 crore as on 30 Jun'18, mainly driven by ~20% growth in the non-TN states, while the same in TN remained muted at 7%. Sanctions and disbursements grew at a healthy pace of 22.3% to 758 crore and by 28.4% to 704 crore. Disbursements growth in non-TN states stood at ~58% vs. that in TN at ~8%. Moreover, LAP book declined to 18.2% of the total with about 80% of disbursements are in the IHL segment. Going ahead, the growth is expected to be driven by non-TN states. The...