Kotak Mahindra Bank (KMB) reported a steady set of numbers. NII came at | 2161 crore, up 16.4% YoY, attributable to credit offtake of 14.7% YoY coupled with ~23 bps YoY improvement in NIM at 4.6% Other income growth came in strong at 47% YoY to | 1003 crore, despite a one-off in Q4FY16. Fee income growth came in at 24% YoY Provision was higher at | 267 crore led by accretion in NPA. However, PAT came higher at | 976 crore, up 40% YoY owing to higher PPP. For FY17, credit cost at ~61 bps vs. ~82 bps in FY16...