Bank of Maharashtra announced Q2FY26 results Net Profit increased by 23.09% to Rs 1,633 crore in Q2FY26 on YoY basis as against Rs 1,327 crore for Q2FY25. Operating Profit has shown a growth of 16.91% on YoY basis to Rs 2,574 crore for Q2FY26 as against Rs 2,202 crore for Q2FY25. Net Interest Income (NII) grew by 15.71% on YoY basis to Rs 3,248 crore in Q2FY26 as against Rs 2,807 crore for Q2FY25. Net Revenues (Net Interest income plus other income) for Q2FY26 improved by 13.73 % to Rs 4,093 crore for Q2FY26 as against Rs 3,599 crore for Q2FY25. Cost to Income Ratio improved to 37.10% for Q2FY26 as against 38.81% for Q2FY25. Return on Assets (ROA) improved to 1.82% for Q2FY26 against 1.74% for Q2FY25 and 1.80% for Q1FY25. Return on Equity (ROE) stood at 22.58% for Q2FY26 against 26.01% for Q2FY25. Assets & Liabilities (As on September 30th , 2025): Total Business grew by 14.20% on YoY basis to Rs 5,63,909 crore. Total Deposits increased by 12.13% on YoY basis to Rs 3,09,791 crore. Gross Advances grew by 16.83% on YoY basis to Rs 2,54,118 crore. RAM (Retail, Agri. & MSME) Business grew by 16.94% on YoY basis. Retail advances, has grown by 37.45 %. On YoY basis. Capital Adequacy (As on September 30th, 2025): Total Basel III Capital adequacy ratio improved to 18.13% with Common Equity Tier 1(CET1) ratio of 14.05%. Asset quality: (As on September 30th, 2025): Gross NPA declined to 1.72% as on 30.09.2025 against 1.84% as on 30.09.2024. The same was 1.74% as on 30.06.2025. Net NPA declined to 0.18% as on 30.09.2025 against 0.20% as on 30.09.2024. The same was 0.18% as on 30.06.2025. Provision Coverage ratio stood at 98.34% as on 30.09.2025 as against 98.36% as on 30.09.2024. The same was 98.36 % as on 30.06.2025. Bank holds cumulative Covid-19 provision of Rs 1,200 crore as on 30th September 2025. Result PDF
Conference Call with Anand Rathi Wealth Management and Analysts on Q2FY26 Performance and Outlook. Listen to the full earnings transcript.