Conference Call with Bank of Maharashtra Management and Analysts on Q1FY26 Performance and Outlook. Listen to the full earnings transcript.
Bank of Maharashtra announced Q1FY26 results Profitability: Net Profit up by 23.14 % to Rs 1,593 crore in Q1FY26 on YoY basis as against Rs 1,293 crore for Q1FY25. Operating Profit improved to Rs 2,570 crore for Q1FY26 as against Rs 2,294 crore for Q1FY25. Net Interest Income (NII) grew by 17.60 % on YoY basis to Rs 3,292 crore in Q1FY26 as against Rs 2,799 crore for Q1FY25. Fee based income increased by 8.49 % on YoY basis to Rs 399 crore for Q1FY26. Cost to Income Ratio improved to 37.57 % for Q1FY26 as against 37.87% for Q1FY25. Return on Assets (ROA) improved to 1.80 % for Q1FY26 as against 1.72 % for Q1FY25. Return on Equity (ROE) stood at 23.00 % for Q1FY26 against 27.62 % for Q1FY25. Advances: Gross Advances grew by 15.34 % on YoY basis to Rs 241,097 crore in Q1FY26 as against Rs 209,031 crore in Q1FY25. RAM (Retail, Agri. & MSME) Business improved to 62.10% of Gross Advances. Retail advances grew by 35.37 % to Rs 71,966 crore on YoY basis. MSME advances grew by 5.65 % on YoY basis to Rs 44,967 crore. Capital Adequacy: Total Basel III Capital adequacy ratio improved to 20.06% with Common Equity Tier1 ratio of 15.62 % for Q1FY26 Asset quality: Gross NPA improved to 1.74 % as on 30.06.2025 against 1.85% as on 30.06.2024. The same was 1.74% as on 31.03.2025. Net NPA improved to 0.18 % as on 30.06.2025 against 0.20 % as on 30.06.2024. The same was 0.18% as on 31.03.2025. Provision Coverage ratio stood at 98.36 % as on 30.06.2025 as against 98.36% as on 30.06.2024. The same was 98.26 % as on 31.03.2025. Result PDF