Conference Call with SG Finserve Management and Analysts on Q4FY25 & Full Year Performance and Outlook. Listen to the full earnings transcript.
Financial Services company SG Finserve announced Q4FY25 & FY25 results Q4FY25 Financial Highlights: Total Income for the quarter is Rs 56.66 crore as against Rs 42.49 crore in Q3FY25. Net Interest Income (NII) of Rs 35.56 crore as against Rs 41.32 crore in Q3FY25. The Company achieved PAT of Rs 23.79 crore as against Rs 23.69 crore in Q3FY25. FY25 Financial Highlights: Total Income for FY25 is Rs 171.04 crore as against Rs 189.72 crore achieved for FY24. Net Interest Income (NII) of Rs 139.06 crore as against Rs 125.76 crore achieved for FY24. The Company achieved PAT of Rs 80.99 crore as against Rs 78.59 crore achieved in FY24. Result PDF
Conference Call with SG Finserve Management and Analysts on Q3FY25 Performance and Outlook. Listen to the full earnings transcript.
Financial Services company SG Finserve announced 9MFY25 & Q3FY25 results Q3FY25 Financial Highlights: Total Income for the quarter is Rs 42.49 crore as against Rs 30.89 crore in Q2FY25. Net Interest Income (NII)of Rs 41.32 crore as against Rs 30.89 crore in Q2FY25. The Company achieved PAT of Rs 23.69 crore as against Rs 14.12 crore in Q2FY25. 9MFY25 Financial Highlights: Total Income for the 9MFY25 is Rs 116.92 crore as against Rs 131.17 crore achieved for the 9MFY24. Net Interest Income (NII) of Rs 103.50 crore as against Rs 87.91 crore achieved for the 9MFY24. The Company achieved PAT of Rs 57.20 crore as against Rs 54.78 crore achieved in 9MFY24. Result PDF
Other Financial Services company SG Finserve announced Q2FY25 results Financial Highlights: Total Income for the quarter is Rs 30.89 crore as against Rs 44.60 crore in Q1FY25. Net Interest Income ( NII ) of Rs 30.89 crore as against Rs 31.28 crore in Q1FY25. The Company achieved PAT of Rs 14.12 crore as against Rs 19.39 crore in Q1FY25. Loan Book EOP- Rs 822 crore. Achieved Closing Loan Book of Rs 822 crore. Gross Disbursements of Rs 3,698 crore via SGFL counter during Q2FY25. Income Growth: Total Income of Rs 30.89 crore, via a vis Rs 44.60 crore in Q1FY25. Net Interest Income of Rs 30.89 crore vis a vis Rs 31.28 crore in Q1FY25. Profit After Tax of Rs 14.12 crore, vis a vis Rs 19.39 crore achieved in Q1FY25. Result PDF
Financial Services company SG Finserve announced Q1FY25 results: Total Income for the quarter is Rs 43.54 crore as against Rs 34.84 crore in Q1FY24. Net Interest Income (NII) of Rs 31.28 crore as against Rs 24.28 crore in Q1FY24. The Company achieved PAT of Rs 19.39 crore as against Rs 15.64 crore in Q1FY24 Total Income for the quarter is Rs 43.54 crore as against Rs 58.55 crore in Q4FY24. Net Interest Income (NII) of Rs 31.28 crore as against Rs 37.86 crore in Q4FY24. The Company achieved PAT of Rs 19.39 crore as against Rs 23.80 crore in Q4FY24. Result PDF
Financial Services company SG Finserve announced Q4FY24 & FY24 results: FY24 Financial Highlights: Loan Book at End Of Period: Achieved loan book closing at Rs 1,673 crore as on 31st March 2024 as against Rs 975 crore as on 31st March 2023. Gross disbursement: Disbursed Rs 17,450 crore during the FY24 as against Rs 6,444 crore during FY23 vide our online platform. Achieved Operating Income of Rs 190 crore in FY24, vis-a-vis Rs 41 crore in FY23, i.e. growth of 357%. Achieved net interest income (NII) of Rs 126 crore in FY24 vis-à-vis Rs 34 crore in FY23; Achieved Profit After Tax (PAT) of Rs 79 crore in FY24 vis-à-vis Rs 18 crore achieved in FY23. Q4FY24 Financial Highlights: Achieved operating income of Rs 59 crore for Q4FY24, vis-a-vis Rs 52 crore in Q3FY24; Achieved net interest income (NII) of Rs 38 crore for Q4FY24 vis-a-vis Rs 34 crore in Q3FY24 Achieved Profit After Tax (PAT) of Rs 24 crore for Q4FY24 via-a-vis Rs.22 crore achieved in Q3FY24 Result PDF
Financial Services company SG Finserve announced Q3FY24 & 9MFY24 results: Q3FY24: Total Income for the quarter is Rs 52.47 crore as against Rs 43.87 crore in Q2FY24. Net Interest Income (NII)of Rs 34.36 crore as against Rs 29.27 crore in Q2FY24. The Company achieved PAT of Rs 21.65 crore as against Rs 17.49 crore in Q2FY24 Loan Book EOP- Rs 1,891 crore: Achieved Closing Loan Book of Rs 1,891 crore as of December 31, 2023, up from Rs 1,658 crore as on Q2FY24 i.e. addition of Rs 233 crore; Growth of 14% QoQ basis; NIL NPA: Portfolio continues to perform strongly with NIL Gross NPA recorded in 16 months of the journey. 9MFY24: Total Income for 9MFY24 is Rs 131.16 crore as against Rs 12.46 crore in 9MFY23. Net Interest Income (NII) of Rs 87.90 crore as against Rs 12.16 crore in 9MFY23. The Company achieved PAT of Rs 54.78 crore as against Rs 4.35 crore in 9MFY23. Result PDF
Financial Services company SG Finserve announced Q2FY24 & H1FY24 results: 1. Company Performance: - Q2FY24 Total Income increased to Rs 43.87 crore, up from Rs 34.84 crore in Q1FY24. - Q2FY24 Net Interest Income (NII) rose to Rs 28.31 crore, compared to Rs 23.51 crore in Q1FY24. - Q2FY24 Profit After Tax (PAT) amounted to Rs 17.49 crore, an increase from Rs 15.64 crore in Q1FY24. - H1FY24 Total Income reached Rs 78.70 crore, compared to Rs 1.97 crore in H1FY23. - H1FY24 Net Interest Income (NII) amounted to Rs 51.82 crore, compared to Rs 1.04 crore in H1FY23. - H1FY24 Profit After Tax (PAT) reached Rs 33.13 crore, compared to (negative) Rs 0.26 crore in H1FY23. 2. Loan Book Growth: - Loan Book at the end of Q2FY24 was Rs 1,658 crore, a growth of 33% compared to the previous quarter. - Gross Disbursements in Q2FY24 through SGFL counter amounted to Rs 4,343 crore. 3. Income Growth: - Total Income in Q2FY24 increased by 26% QoQ. - Net Interest Income (NII) in Q2FY24 experienced a 20% QoQ growth. 4. Return on Assets and Equity: - Return on Assets (ROA) for Q2FY24 was 5.42%. - Return on Equity (ROE) for Q2FY24 was 10.44%. 5. Platform and Technology: - SG Finserve Limited operates on a 100% digital platform, facilitating quick and efficient loan processing. - The company utilizes AI-based credit scoring models, combining historical and current data to assess creditworthiness. 6. Business Partners: - SG Finserve Limited has partnered with various anchor companies, such as APL Apollo Tubes, Rama Steel Tubes, Vedanta, and Kirloskar Oil Engines. 7. Funding Partners: - SG Finserve Limited has collaborated with reputed banks and financial institutions including HDFC Bank, Axis Bank, Yes Bank, Bajaj Finserv, and Tata Capital. Result PDF