Kotak Mahindra Bank announced Q4FY25 & FY25 results Q4FY25 Financial Highlights: Consolidated PAT for Q4FY25 stood at Rs 4,933 crore (Rs 5,337 crore in Q4FY24). ROA for Q4FY25 (annualized) was 2.36%. ROE for Q4FY25 (annualized) was 12.90%. FY25 Financial Highlights: Consolidated PAT for FY25 increased to Rs 22,126 crore (including gain on divestment of KGI of Rs 3,013 crore) from Rs 18,213 crore in FY24, up 21% YoY At the consolidated level, Return on Assets (ROA) for FY25 was 2.73% (including gains on KGI) and 2.36% (excluding gains on KGI). Return on Equity (ROE) for FY25 was 15.19% (including gains on KGI) and 13.12% (excluding gains on KGI). Consolidated Networth as at March 31, 2025 was Rs 157,395 crore (including increase in reserves due to RBI’s Master Direction on investment valuation of Rs 5,630 crore and gain on KGI divestment of Rs 3,013 crore). The Book Value per Share as at March 31, 2025 was Rs 792, up 21% YoY from Rs 653 at March 31, 2024. Consolidated Customer Assets which comprises Advances (incl. IBPC & BRDS) and Credit Substitutes grew to Rs 537,860 crore as at March 31, 2025 from Rs 479,169 crore as at March 31, 2024, up 12% YoY. Total Assets Under Management as at March 31, 2025 grew to Rs 669,885 crore, up 20% YoY from Rs 560,140 crore as at March 31, 2024. The Domestic MF Equity AUM increased by 27% YoY to Rs 313,084 crore as at March 31, 2025. Consolidated Capital Adequacy Ratio as per Basel III as at March 31, 2025 was 23.3% and CET I ratio was 22.3%. Result PDF