Fino Payments Bank announced Q1FY25 results: Revenue increased 25% YoY to Rs 436.9 crore. EBITDA expanded by 31% YoY to Rs 53.2 crore and PBT grew by 30% YoY to Rs 24.3 crore. PBT margins in Q1FY25 at 5.6% up from 5.4% in Q1FY24. Q1FY25 RoE at 15.2 % v/s 13.6% in Q1FY24. Overall throughput value grew by 39% YoY to Rs 1,05,610 crore in Q1FY25. Digital throughput grew 141% YoY to Rs 44,197 crore in Q1FY25; digital impetus leads to digital contributing 42% to overall throughput in Q1FY25 v/s 24% in Q1FY24. ~57 crore UPI transactions in Q1FY25; contributed 1.42% to overall UPI ecosystem volume. Rishi Gupta, CEO & Managing Director said, “I am pleased to announce our highest profitable first quarter, a testament to our sustainable business model and strategy. Our new vertical “digital payment services” is growing on a profitable basis and giving the necessary impetus to our TAM (Transaction, Acquistion and Monetisation) strategy. As we move forward, our priority remains moving up the customer value chain, diversification and innovation. We are committed to maintaining our growth momentum by exploring new avenues and prepare ourselves for monetising our differentiated model.” Ketan Merchant, Chief Financial Officer said, “We are excited to announce our 18th consecutive profitable quarter, accentuating our lean model and digital-centric success. In light of our business momentum, we are revising our guidance from 20% YoY revenue growth to 25% for FY’2024-25. Our consistent profit margins demonstrate strength and sustainability in our business model and our accelerated growth plans. Result PDF