Finance company Ugro Capital announced Q4FY25 & FY25 results Financial Highlights: Disbursement of Rs 7,651 crore in FY25, up 30% YoY and Rs 2,436 crore in Q4FY25, up 57% YoY and 16% QoQ. Emerging Market LAP disbursements at Rs 669 crore for Q4FY25 up 230% YoY and 23% QoQ. AUM of Rs 12,003 crore, up 33% YoY and 8% QoQ. Net Total Income stood at Rs 814 for FY25, up 27% YoY and Rs 231 crore in Q4FY25, up 14% YoY and 6% QoQ. GNPA/NNPA at 2.3%/ 1.6% on total AUM. Embedded Finance Growth: Reached Rs 743 crore AUM through MSL platform. Shachindra Nath, Founder and Managing Director, UGRO Capital, said: “Our FY25 performance underscores the strength of our DataTech-driven business model and the progress we have made in reaching underserved MSME segments. With record quarterly originations and robust AUM growth, we remain on track to expand our Emerging Markets portfolio, driving both yield enhancement and greater financial inclusion. Our diversified liability mix, and industry-leading collection efficiency demonstrate the resilience and scalability of our risk-management framework. As we set ambitious targets for FY26, backed by continuous innovation and a growing branch network, UGRO Capital is more committed than ever to empowering MSMEs across India with tailored, highimpact financial solutions.” Result PDF