Conference Call with Bank of India Management and Analysts on Q1FY26 Performance and Outlook. Listen to the full earnings transcript.
Bank of India announced Q1FY26 results Bank's Global Advances grew by 12.02% with Domestic Advances grew by 11.24% YoY. Bank's Global Business crossed Rs 15 Lakh crores. Overseas Advances grew by 16.34% YoY. Retail Advances grew by 20% YoY, MSME Advances grew by 17% YoY followed by Agriculture Advances which grew by 12% YoY. Bank's Deposits grew by 9.07% YoY with Domestic Deposits grew by 9.62% YoY. CASA Deposits grew by 2.50% YoY and CASA ratio stands at 39.88% as on 30th June, 2025. Operating Profit for Q1FY26 grew by 9% YoY to Rs 4,009 crores. Net Profit for Q1FY26 increased by 32% YoY at Rs 2,252 crores. Bank's ROA and ROE for Q1FY26 stand at 0.82% and 13.55% respectively. Global and Domestic Net Interest Margin (NIM) for Q1FY26 stood at 2.55% and 2.82%, respectively Yield on Advances (Global) for Q1FY26 stood at 8.01% and Cost of Deposits (Global) stood at 4.85% for Q1FY26. Gross NPA ratio at 2.92% improved by 170 bps YoY. Net NPA ratio at 0.75% improved by 24 bps YoY. PCR improved by 83 bps YoY and stands at 92.94% Slippage Ratio improved by 2 bps YoY and stands at 0.33%. Credit Cost improves by 17 bps YoY to 0.68%. Result PDF