Highlights: Core operating profit (profit before provisions and tax, excluding treasury income) grew by 23% year-on-year to Rs 9,518 crore (US$ 1.3 billion) in the quarter ended September 30, 2021 (Q2-2022) Net interest income grew by 25% year-on-year Net interest margin of 4.00% Profit after tax grew by 30% year-on-year to Rs 5,511 crore (US$ 742 million) in Q2-2022 Total deposits grew by 17% year-on-year to Rs 977,449 crore (US$ 131.7 billion) at September 30, 2021 28% year-on-year growth in average current and savings account (CASA) deposits in Q2-2022; average CASA ratio was 44% in Q2-2022 Domestic loan portfolio grew by 19% year-on-year Net NPA ratio declined from 1.16% at June 30, 2021 to 0.99% at September 30, 2021, the lowest since December 31, 2014 Provision coverage ratio was 80.1% at September 30, 2021 Total capital adequacy ratio was 19.52% and Tier-1 capital adequacy ratio was 18.53% on a standalone basis at September 30, 2021 (including profits for the six months ended September 30, 2021 (H1-2022)) Result PDF