Durability score
40 /100
Valuation score
15.7 /100
Momentum score
51.0 /100
Market Capitalizati...
9,157.9 Cr.
AVG Broker Target
545
PE TTM Price to Ear...
28.7

Peer Group

StockCurrent Price RsPE TTM Price to EarningsMarket Capitalization in CrDividend yield 1yr %Net Profit Qtr CrNet Profit Annual Growth YoY %Operating Revenues Qtr CrRevenue Growth Qtr YoYPrice to Book Value
Motilal Oswal Financ.. 627.2528.739157.851.36132.04-53.42609.191.112.96
Bajaj Finance Ltd.
Market Leader
3702.2051.13213783.540.161124.7346.995297.7839.7310.91
Power Finance Corpor..
Market Runner Up
102.053.8926942.020.001382.7658.507580.627.870.62
Shriram Transport Fi.. 1141.409.8625896.081.05634.254.204053.858.611.64
REC Ltd. 129.054.4025486.348.521501.3430.406986.1921.740.74
Muthoot Finance Ltd. 629.5512.5525226.191.91530.0310.951856.8214.422.58
Cholamandalam Invest.. 290.3537.0222709.730.45315.1930.432045.2324.513.66
Mahindra & Mahindra .. 354.1527.9021878.151.8495.1853.542821.8823.081.92
All values except ratios in INR(Crores)
IndicatorJun-2019Mar-2019Dec-2018Sep-2018Jun-2018Mar-2018Dec-2017Sep-2017Jun-2017Graph
Total Revenue Qtr cr 291.8 391.8 338.7 317.1 287.9 27.1 78.0 95.7 22.6
Operating Expenses Qtr Cr 179.3 189.5 212.9 243.4 173.8 6.4 5.7 5.1 5.0
Operating Profit Qtr Cr 103.6 193.9 117.9 68.1 104.4 20.5 72.1 87.7 17.4
Operating Profit Margin Qtr % 36.62% 50.58% 35.64% 21.85% 37.53% 76.18% 92.72% 94.49% 77.74%
Depreciation Qtr Cr 7.3 4.4 4.3 4.5 4.7 1.7 1.7 1.6 1.6
Interest Qtr Cr 27.9 23.1 26.2 27.3 27.6 6.7 7.4 9.2 8.9
Profit Before Tax Qtr Cr 77.3 174.8 95.1 41.8 81.8 12.3 63.3 79.8 7.0
Tax Qtr Cr 14.2 19.6 12.6 18.6 19.1 0.9 12.4 17.4 2.1
Net Profit Qtr Cr 63.1 155.3 82.6 22.7 61.8 11.4 50.9 62.5 4.9
Basic EPS Qtr Rs 4.3 10.7 6.6 -0.1 4.2 0.8 3.5 4.3 0.3
Net profit TTM Cr 323.6 322.3 178.5 146.8 186.5 129.7 124.1 78.9 73.4
Basic EPS TTM Rs 22.2 22.1 12.3 10.1 12.9 8.9 8.6 5.5 5.1
Quarterly Operating Revenues Qtr Cr Analysis
Operating Revenues Qtr Cr growth is lower than historical averages.
Quarterly Net Profit Qtr Cr Analysis
Net Profit Qtr Cr growth is lower than historical averages.
IndicatorJun-2019Mar-2019Dec-2018Sep-2018Jun-2018Mar-2018Dec-2017Sep-2017Jun-2017Graph
Total Revenue Qtr cr 611.2 657.5 648.6 684.0 602.9 754.0 732.4 711.0 570.7
Operating Expenses Qtr Cr 286.7 303.0 500.4 520.9 285.8 444.9 378.3 343.0 302.3
Operating Profit Qtr Cr 309.4 328.5 147.2 161.2 280.5 307.2 350.3 361.4 259.1
Operating Profit Margin Qtr % 50.8% 50.3% 22.74% 23.63% 46.55% 40.84% 48.08% 51.31% 46.15%
Depreciation Qtr Cr 9.5 6.0 6.0 6.0 6.0 11.4 9.7 8.7 7.7
Interest Qtr Cr 124.0 131.0 125.2 130.1 130.5 103.8 132.9 131.3 127.5
Profit Before Tax Qtr Cr 178.0 196.0 17.1 27.0 144.3 193.9 211.4 228.0 133.2
Tax Qtr Cr 46.0 47.7 -18.3 23.9 40.7 46.3 65.1 79.1 34.1
Net Profit Qtr Cr 132.0 148.2 35.4 3.1 103.6 147.6 146.3 148.9 99.1
Basic EPS Qtr Rs 8.9 10.0 3.7 -1.3 7.2 10.2 10.2 9.9 7.0
Net profit TTM Cr 318.8 290.3 289.7 400.6 546.4 542.0 484.2 426.9 384.2
Basic EPS TTM Rs 21.8 19.9 19.9 27.5 37.7 37.4 33.5 29.5 26.6
Quarterly Operating Revenues Qtr Cr Analysis
Operating Revenues Qtr Cr growth is lower than historical averages.
Quarterly Net Profit Qtr Cr Analysis
Net Profit Qtr Cr growth is lower than historical averages.
All values except ratios in INR(Crores)
IndicatorTTMMar-2019Mar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2011Graph
Total Revenue Annual Cr 1,339.3 1,248.7 1,359.0 132.7 110.9 129.2 97.7 94.9 81.9 64.3
Operating Expenses Annual Cr 825.2 732.9 730.9 5.4 19.8 26.1 24.2 11.3 13.9 6.7
Operating Profit Annual in Cr 483.6 484.4 624.5 126.3 90.0 102.6 45.5 58.7 32.5 42.9
Operating Profit Margin Annual % 38.79% 45.95% 95.23% 81.23% 79.39% 46.56% 61.85% 39.69% 66.75%
Total Expenses Annual Cr 855.2 853.1 17.2 57.4 63.9 51.5 33.1 15.7 7.8
EBIDT Annual Cr 515.8 628.1 127.2 91.0 103.1 73.5 83.6 68.0 57.7
EBIDT margin Annual % 41.31% 46.22% 95.91% 82.1% 79.77% 75.23% 88.08% 83.03% 89.66%
Depreciation Cr 20.5 18.0 29.4 6.9 8.0 8.2 8.3 8.4 0.9 0.0
PAT Before ExtraOrdinary Items Annual Cr 323.6 399.1 87.5 46.7 60.5 39.3 38.7 56.3 42.7
Net Profit Annual Cr 323.6 322.3 393.3 86.3 46.7 60.5 39.3 38.7 56.3 42.7
Basic EPS Annual Rs 22.2 27.2 6.0 3.3 4.4 2.8 2.7 3.9 3.0
Annual Total Revenue Annual Cr Analysis
Total Revenue Annual Cr growth is lower than historical averages.
Average Total Revenue Annual Cr
1 Year:
1,248.69 Cr
3 Years:
913.44 Cr
5 Years:
596.07 Cr
7 Years:
453.29 Cr
Annual Net Profit Annual Cr Analysis
Net Profit Annual Cr growth is lower than historical averages.
Average Net Profit Annual Cr
1 Year:
322.31 Cr
3 Years:
267.29 Cr
5 Years:
181.82 Cr
7 Years:
141.02 Cr
Annual ROE Annual % Analysis
ROE Annual % is growing slower than historical averages.
Average ROE Annual %
1 Year:
12.42 %
3 Years:
13.94 %
5 Years:
12.04 %
7 Years:
10.65 %
IndicatorTTMMar-2019Mar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2011Graph
Total Revenue Annual Cr 2,601.3 2,468.2 2,752.3 1,923.6 1,079.6 775.4 468.3 472.9 465.5 600.8
Operating Expenses Annual Cr 1,611.0 1,543.0 1,357.3 915.0 646.4 515.9 326.1 298.5 309.3 371.3
Operating Profit Annual in Cr 946.3 919.6 1,393.4 925.9 408.5 256.0 130.8 166.2 152.0 218.8
Operating Profit Margin Annual % 37.26% 50.63% 48.13% 37.84% 33.01% 27.92% 35.14% 32.65% 36.42%
Total Expenses Annual Cr 2,083.8 1,923.3 1,390.1 855.1 577.5 353.2 329.1 325.9 390.1
EBIDT Annual Cr 925.2 1,395.0 1,008.6 433.2 259.5 142.2 174.4 156.2 229.5
EBIDT margin Annual % 37.48% 50.68% 52.43% 40.13% 33.47% 30.36% 36.88% 33.55% 38.2%
Depreciation Cr 27.4 23.9 37.5 32.8 34.9 30.7 24.3 25.9 13.0 13.1
PAT Before ExtraOrdinary Items Annual Cr 290.3 623.2 364.5 163.3 145.6 41.6 110.0 104.2 139.5
Net Profit Annual Cr 318.8 290.3 623.2 364.5 163.3 145.6 41.6 110.0 104.2 139.5
Basic EPS Annual Rs 19.7 42.3 25.1 11.9 10.3 3.0 7.6 7.2 9.5
Annual Total Revenue Annual Cr Analysis
Total Revenue Annual Cr growth is lower than historical averages.
Average Total Revenue Annual Cr
1 Year:
2,468.23 Cr
3 Years:
2,381.4 Cr
5 Years:
1,799.84 Cr
7 Years:
1,420.05 Cr
Annual Net Profit Annual Cr Analysis
Net Profit Annual Cr growth is lower than historical averages.
Average Net Profit Annual Cr
1 Year:
290.32 Cr
3 Years:
426.02 Cr
5 Years:
317.39 Cr
7 Years:
248.36 Cr
Annual ROE Annual % Analysis
ROE Annual % is growing slower than historical averages.
Average ROE Annual %
1 Year:
9.62 %
3 Years:
17.11 %
5 Years:
14.84 %
7 Years:
12.36 %
All values except ratios in INR(Crores)
IndicatorMar-2019Mar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2011Graph
Book Value Per Share Annual Rs 178.0 164.1 46.3 41.7 41.0 37.9 39.1 38.5 35.5
RoA Annual % 5.64% 7.45% 7.44% 4.57% 5.67% 5.27% 5.14% 8.96% 7.74%
ROE Annual % 12.42% 16.51% 12.89% 7.87% 10.52% 7.49% 6.82% 10.08% 8.32%
ROCE Annual % 11.88% 15.49% 15.35% 6.66% 8.21% 7.07% 6.49% 10.01% 8.28%
Profitability Ratio
Liquidity Ratio
Valuation Ratio
Total Debt to Total Equity Annual 0.5 0.5 0.5 0.6 0.8 0.3 0.3 0.0 0.0
Annual Book Value Per Share Annual Rs Analysis
Book Value Per Share Annual Rs growth is lower than historical averages.
Average Book Value Per Share Annual Rs
1 Year:
178.01 Rs
3 Years:
129.48 Rs
5 Years:
94.24 Rs
7 Years:
78.32 Rs
Annual RoA Annual % Analysis
RoA Annual % is growing slower than historical averages.
Average RoA Annual %
1 Year:
5.64 %
3 Years:
6.84 %
5 Years:
6.15 %
7 Years:
5.88 %
IndicatorMar-2019Mar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2011Graph
Book Value Per Share Annual Rs 212.4 201.3 125.6 102.2 92.8 85.1 84.1 78.9 73.7
RoA Annual % 2.8% 5.93% 4.26% 3.32% 4.87% 2.16% 6.15% 6.72% 9.07%
ROE Annual % 9.62% 21.56% 20.15% 11.77% 11.08% 3.37% 8.95% 9.1% 12.93%
ROCE Annual % 10.61% 15.79% 17.45% 5.31% 8.83% 3.3% 8.77% 8.98% 12.82%
Profitability Ratio
Liquidity Ratio
Valuation Ratio
Total Debt to Total Equity Annual 1.7 1.8 2.6 1.7 0.6 0.0 0.0 0.0 0.0
Annual Book Value Per Share Annual Rs Analysis
Book Value Per Share Annual Rs growth is lower than historical averages.
Average Book Value Per Share Annual Rs
1 Year:
212.37 Rs
3 Years:
179.75 Rs
5 Years:
146.85 Rs
7 Years:
129.06 Rs
Annual RoA Annual % Analysis
RoA Annual % is growing slower than historical averages.
Average RoA Annual %
1 Year:
2.8 %
3 Years:
4.33 %
5 Years:
4.24 %
7 Years:
4.21 %
All values except ratios in INR(Crores)
IndicatorMar-2019Mar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2011Graph
Total ShareHolders Funds Annual Cr 2,593.6 2,381.4 669.2 593.5 574.8 524.1 568.1 558.4 512.6
Minority Interest Liability Annual Cr
Total Non Current Liabilities Annual Cr 1,595.2 1,483.1 114.3 108.3 161.7 31.5 28.8 3.6 2.4
Total Current Liabilities Annual Cr 1,517.4 1,412.3 375.7 319.1 329.6 190.2 156.1 65.7 36.1
Total Capital Plus Liabilities Annual Cr 5,706.2 5,276.8 1,159.2 1,020.9 1,066.0 745.8 753.1 627.8 551.0
Fixed Assets Annual Cr 282.4 281.1 137.7 144.2 152.3 160.2 152.3 163.3 137.3
Total Non Current Assets Annual Cr 305.9 308.3 732.0 638.3 519.1 285.4 274.8 275.8 233.2
Total Current Assets Annual Cr 5,400.3 4,968.5 427.2 382.6 547.0 460.3 478.2 352.0 317.8
Total Assets Annual Cr 5,706.2 5,276.8 1,159.2 1,020.9 1,066.0 745.8 753.1 627.8 551.0
Contingent Liabilities plus Commitments Annual Cr 1,158.8 206.6 206.4 95.4 56.6 66.8 158.6 140.6 47.6
Bonus Equity Share Capital Annual Cr 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Non Current Investments Unquoted BookValue Annual Cr 0.0 0.0 577.1 460.3 352.0 104.8 104.1 98.7 83.3
Current Investments Unquoted BookValue Annual Cr 2,909.8 2,924.5 80.0 0.0 0.0 0.0 0.0 0.0 0.0
Annual Long Term Debt To Equity Annual Analysis
Long Term Debt To Equity Annual growth is lower than historical averages.
Average Long Term Debt To Equity Annual
1 Year:
0.55
3 Years:
0.41
5 Years:
0.33
7 Years:
0.25
Annual Total Assets Annual Cr Analysis
Total Assets Annual Cr growth is lower than historical averages.
Average Total Assets Annual Cr
1 Year:
5,706.24 Cr
3 Years:
4,047.43 Cr
5 Years:
2,845.84 Cr
7 Years:
2,246.86 Cr
IndicatorMar-2019Mar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2011Graph
Total ShareHolders Funds Annual Cr 3,053.4 2,885.9 1,786.0 1,436.5 1,294.9 1,170.3 1,217.9 1,140.9 1,059.5