Reliance Capital Ltd.

NSE: RELCAPITAL | BSE: 500111 | ISIN: INE013A01015 |Industry: Finance (including NBFCs)
|Weak Stock
Durability score
10 /100
Valuation score
16.2 /100
Momentum score
22.0 /100
Market Capitalizati...
888 Cr.
Price to Book Value
IE
PE TTM Price to Ear...
-1.3

Peer Group

StockCurrent Price RsPE TTM Price to EarningsMarket Capitalization in CrDividend yield 1yr %Net Profit Qtr CrNet Profit Annual Growth YoY %Operating Revenues Qtr CrRevenue Growth Qtr YoYPrice to Book Value
Reliance Capital Ltd. 35.10-1.28888.030.001175.00-6069.0031.39-
Bajaj Finance Ltd.
Market Leader
3368.4046.52194508.260.181124.7346.995297.7839.739.92
Power Finance Corpor..
Market Runner Up
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Muthoot Finance Ltd. 593.0011.8223761.632.02530.0310.951856.8214.422.43
Shriram Transport Fi.. 1022.058.8323188.271.17634.254.204053.858.611.46
Cholamandalam Invest.. 265.2533.8220746.530.49315.1930.432045.2324.513.34
Mahindra & Mahindra .. 322.6025.4119929.102.0195.1853.542821.8823.081.75
All values except ratios in INR(Crores)
IndicatorJun-2019Mar-2019Dec-2018Sep-2018Jun-2018Mar-2018Dec-2017Sep-2017Jun-2017Graph
Total Revenue Qtr cr 513.0 519.0 577.0 1,003.0 572.0 727.0 916.0 908.0 781.0
Operating Expenses Qtr Cr 28.0 1,084.0 -16.0 307.0 -22.0 10.0 156.0 137.0 102.0
Operating Profit Qtr Cr 358.0 263.0 584.0 684.0 585.0 706.0 751.0 760.0 670.0
Operating Profit Margin Qtr % 70.33% 50.77% 102.82% 69.02% 103.91% 98.6% 82.8% 84.73% 86.79%
Depreciation Qtr Cr 3.0 43.0 3.0 3.0 4.0 4.0 6.0 5.0 6.0
Interest Qtr Cr 475.0 461.0 501.0 496.0 479.0 471.0 467.0 452.0 454.0
Profit Before Tax Qtr Cr -116.0 -240.0 89.0 197.0 111.0 242.0 287.0 314.0 219.0
Tax Qtr Cr 0.0 0.0 0.0 0.0 0.0 30.0 74.0 95.0 29.0
Net Profit Qtr Cr -116.0 -240.0 89.0 197.0 111.0 212.0 213.0 219.0 190.0
Basic EPS Qtr Rs -4.6 -9.6 3.6 7.8 4.4 8.4 8.4 8.7 7.5
Net profit TTM Cr -70.0 157.0 609.0 733.0 755.0 834.0 777.0 674.0 585.0
Basic EPS TTM Rs -2.8 6.2 24.1 29.0 29.8 33.0 30.7 26.6 23.1
Quarterly Operating Revenues Qtr Cr Analysis
Operating Revenues Qtr Cr growth is higher than historical averages.
Quarterly Net Profit Qtr Cr Analysis
Net Profit Qtr Cr growth is higher than historical averages.
IndicatorJun-2019Mar-2019Dec-2018Sep-2018Jun-2018Mar-2018Dec-2017Sep-2017Jun-2017Graph
Total Revenue Qtr cr 6,083.0 5,538.0 5,016.0 5,330.0 4,641.0 5,007.0 4,771.0 5,254.0 4,857.0
Operating Expenses Qtr Cr 3,502.0 4,800.0 3,515.0 3,892.0 3,231.0 3,454.0 3,322.0 3,790.0 3,504.0
Operating Profit Qtr Cr 2,411.0 -1,227.0 1,487.0 1,416.0 1,388.0 1,546.0 1,427.0 1,453.0 1,346.0
Operating Profit Margin Qtr % 39.73% -22.24% 29.73% 26.68% 30.05% 30.92% 30.05% 27.71% 27.75%
Depreciation Qtr Cr 23.0 63.0 20.0 20.0 20.0 35.0 34.0 32.0 32.0
Interest Qtr Cr 1,188.0 1,140.0 1,224.0 1,075.0 1,080.0 1,026.0 1,021.0 988.0 955.0
Profit Before Tax Qtr Cr 1,214.0 -2,410.0 257.0 343.0 310.0 492.0 394.0 444.0 366.0
Tax Qtr Cr 39.0 -55.0 52.0 62.0 63.0 91.0 114.0 148.0 85.0
Net Profit Qtr Cr 1,175.0 -2,355.0 205.0 281.0 247.0 401.0 280.0 296.0 281.0
Basic EPS Qtr Rs 48.2 -91.8 8.5 12.3 11.7 17.0 12.4 13.9 9.4
Net profit TTM Cr -694.0 -1,622.0 1,134.0 1,209.0 1,224.0 1,258.0 1,300.0 1,278.0 1,281.0
Basic EPS TTM Rs -27.4 -64.1 44.8 47.8 48.4 49.7 51.4 50.5 50.6
Quarterly Operating Revenues Qtr Cr Analysis
Operating Revenues Qtr Cr growth is higher than historical averages.
Quarterly Net Profit Qtr Cr Analysis
Net Profit Qtr Cr growth is higher than historical averages.
All values except ratios in INR(Crores)
IndicatorTTMMar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2011Mar-2010Graph
Total Revenue Annual Cr 2,612.0 3,315.0 2,071.0 4,145.0 3,988.0 3,254.0 3,868.0 3,317.0 1,971.0 2,370.4
Operating Expenses Annual Cr 1,403.0 405.0 167.0 635.0 756.0 477.0 956.0 605.0 499.0 679.9
Operating Profit Annual in Cr 1,889.0 2,870.0 1,787.0 3,441.0 3,192.0 2,692.0 2,872.0 2,663.0 1,379.0 1,686.7
Operating Profit Margin Annual % 86.58% 86.29% 83.02% 80.04% 82.73% 74.25% 80.28% 69.96% 71.16%
Total Expenses Annual Cr 2,261.0 1,554.0 2,969.0 3,144.0 2,790.0 3,164.0 2,696.0 1,770.0 1,957.7
EBIDT Annual Cr 2,910.0 1,904.0 3,510.0 3,232.0 2,777.0 2,912.0 2,712.0 1,472.0 1,690.5
EBIDT margin Annual % 87.78% 91.94% 84.68% 81.04% 85.34% 75.28% 81.76% 74.68% 71.32%
Depreciation Cr 52.0 21.0 27.0 37.0 31.0 34.0 29.0 26.0 14.0 18.2
PAT Before ExtraOrdinary Items Annual Cr 828.0 419.0 1,051.0 757.0 409.0 662.0 519.0 229.0 323.8
Net Profit Annual Cr -70.0 828.0 419.0 977.0 757.0 409.0 662.0 519.0 229.0 339.4
Basic EPS Annual Rs 32.8 16.6 38.7 30.8 16.7 26.9 21.1 9.3 13.8
Annual Total Revenue Annual Cr Analysis
Total Revenue Annual Cr growth is higher than historical averages.
Average Total Revenue Annual Cr
1 Year:
3,315.0 Cr
3 Years:
3,177.0 Cr
5 Years:
3,354.6 Cr
7 Years:
3,422.57 Cr
Annual Net Profit Annual Cr Analysis
Net Profit Annual Cr growth is higher than historical averages.
Average Net Profit Annual Cr
1 Year:
828.0 Cr
3 Years:
741.33 Cr
5 Years:
678.0 Cr
7 Years:
653.0 Cr
Annual ROE Annual % Analysis
ROE Annual % is growing faster than historical averages.
Average ROE Annual %
1 Year:
5.84 %
3 Years:
5.41 %
5 Years:
5.15 %
7 Years:
5.17 %
IndicatorTTMMar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2011Mar-2010Graph
Total Revenue Annual Cr 21,967.0 19,898.0 17,640.0 9,998.0 8,861.0 7,544.0 7,519.0 6,627.0 5,536.0 6,105.4
Operating Expenses Annual Cr 15,709.0 14,057.0 12,917.0 5,375.0 4,920.0 4,135.0 4,290.0 3,804.0 3,732.0 4,588.6
Operating Profit Annual in Cr 4,087.0 5,807.0 4,590.0 4,566.0 3,867.0 3,320.0 3,180.0 2,773.0 1,701.0 1,519.3
Operating Profit Margin Annual % 29.18% 26.02% 45.67% 43.64% 44.01% 42.29% 41.84% 30.73% 24.88%
Total Expenses Annual Cr 18,226.0 16,101.0 8,266.0 7,630.0 6,697.0 6,689.0 6,108.0 5,246.0 5,533.2
EBIDT Annual Cr 5,841.0 4,723.0 4,623.0 3,941.0 3,409.0 3,229.0 2,823.0 1,804.0 1,516.8
EBIDT margin Annual % 29.35% 26.77% 46.24% 44.48% 45.19% 42.94% 42.6% 32.59% 24.84%
Depreciation Cr 126.0 143.0 116.0 70.0 68.0 61.0 56.0 54.0 50.0 67.6
PAT Before ExtraOrdinary Items Annual Cr 1,234.0 1,246.0 1,353.0 1,007.0 683.0 703.0 329.0 233.0 423.0
Net Profit Annual Cr -694.0 1,234.0 1,246.0 1,353.0 1,052.0 681.0 743.0 328.0 297.0 441.7
Basic EPS Annual Rs 51.7 43.0 43.6 40.7 30.4 33.0 18.6 11.8 17.7
Annual Total Revenue Annual Cr Analysis
Total Revenue Annual Cr growth is lower than historical averages.
Average Total Revenue Annual Cr
1 Year:
19,898.0 Cr
3 Years:
15,845.33 Cr
5 Years:
12,788.2 Cr
7 Years:
11,155.29 Cr
Annual Net Profit Annual Cr Analysis
Net Profit Annual Cr growth is lower than historical averages.
Average Net Profit Annual Cr
1 Year:
1,234.0 Cr
3 Years:
1,277.67 Cr
5 Years:
1,113.2 Cr
7 Years:
948.14 Cr
Annual ROE Annual % Analysis
ROE Annual % is growing faster than historical averages.
Average ROE Annual %
1 Year:
8.6 %
3 Years:
7.82 %
5 Years:
7.4 %
7 Years:
6.81 %
All values except ratios in INR(Crores)
IndicatorMar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2011Mar-2010Graph
Book Value Per Share Annual Rs 560.0 541.5 524.9 497.4 476.8 468.0 448.9 285.7 282.7
RoA Annual % 2.27% 1.25% 2.68% 2.12% 1.12% 1.97% 1.71% 0.86% 1.68%
ROE Annual % 5.84% 3.05% 7.35% 6.01% 3.51% 5.75% 4.69% 3.25% 4.87%
ROCE Annual % 8.82% 6.79% 12.82% 11.92% 11.48% 12.03% 12.24% 8.21% 9.62%
Profitability Ratio
Liquidity Ratio
Valuation Ratio
Total Debt to Total Equity Annual 1.3 1.2 1.3 1.4 1.6 1.4 1.3 2.2 1.7
Annual Book Value Per Share Annual Rs Analysis
Book Value Per Share Annual Rs growth is lower than historical averages.
Average Book Value Per Share Annual Rs
1 Year:
560.0 Rs
3 Years:
542.16 Rs
5 Years:
520.13 Rs
7 Years:
502.51 Rs
Annual RoA Annual % Analysis
RoA Annual % is growing faster than historical averages.
Average RoA Annual %
1 Year:
2.27 %
3 Years:
2.07 %
5 Years:
1.89 %
7 Years:
1.87 %
IndicatorMar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2011Mar-2010Graph
Book Value Per Share Annual Rs 670.4 670.6 616.2 553.1 530.1 507.6 483.7 323.3 316.8
RoA Annual % 1.39% 1.31% 1.64% 2.11% 1.64% 2.0% 1.29% 0.9% 1.66%
ROE Annual % 8.6% 7.08% 7.78% 7.51% 6.02% 6.78% 3.89% 3.73% 5.64%
ROCE Annual % 7.92% 7.53% 9.61% 12.54% 12.28% 12.09% 11.6% 8.73% 9.18%
Profitability Ratio
Liquidity Ratio
Valuation Ratio
Total Debt to Total Equity Annual 2.5 2.2 1.6 1.6 1.7 1.5 1.3 2.2 1.9
Annual Book Value Per Share Annual Rs Analysis
Book Value Per Share Annual Rs growth is lower than historical averages.
Average Book Value Per Share Annual Rs
1 Year:
670.39 Rs
3 Years:
652.4 Rs
5 Years:
608.08 Rs
7 Years:
575.96 Rs
Annual RoA Annual % Analysis
RoA Annual % is stable compared to historical averages.
Average RoA Annual %
1 Year:
1.39 %
3 Years:
1.45 %
5 Years:
1.62 %
7 Years:
1.63 %
All values except ratios in INR(Crores)
IndicatorMar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2011Mar-2010Graph
Total ShareHolders Funds Annual Cr 14,168.0 13,701.0 13,281.0 12,583.0 11,634.0 11,512.0 11,044.0 7,028.0 6,959.1
Minority Interest Liability Annual Cr
Total Non Current Liabilities Annual Cr 18,552.0 13,909.0 13,795.0 14,262.0 12,258.0 12,452.0 10,890.0 10,730.0 10,414.8
Total Current Liabilities Annual Cr 3,632.0 5,827.0 9,278.0 8,857.0 12,623.0 9,593.0 8,249.0 8,850.0 2,779.7
Total Capital Plus Liabilities Annual Cr 36,352.0 33,437.0 36,354.0 35,702.0 36,515.0 33,557.0 30,183.0 26,608.0 20,153.6
Fixed Assets Annual Cr 91.0 130.0 179.0 214.0 182.0 154.0 163.0 79.0 167.8
Total Non Current Assets Annual Cr 28,368.0 27,525.0 28,457.0 24,883.0 27,779.0 25,006.0 23,085.0 20,363.0 10,969.1
Total Current Assets Annual Cr 7,984.0 5,912.0 7,897.0 10,819.0 8,736.0 8,551.0 7,098.0 6,245.0 9,184.5
Total Assets Annual Cr 36,352.0 33,437.0 36,354.0 35,702.0 36,515.0 33,557.0 30,183.0 26,608.0 20,153.6
Contingent Liabilities plus Commitments Annual Cr 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 274.1
Bonus Equity Share Capital Annual Cr 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Non Current Investments Unquoted BookValue Annual Cr 19,492.0 18,459.0 10,687.0 11,031.0 12,410.0 12,669.0 11,950.0 9,289.0 8,548.1
Current Investments Unquoted BookValue Annual Cr 0.0 16.0 131.0 988.0 184.0 216.0 600.0 475.0 0.0
Annual Long Term Debt To Equity Annual Analysis
Long Term Debt To Equity Annual growth is higher than historical averages.
Average Long Term Debt To Equity Annual
1 Year:
1.28
3 Years:
1.1
5 Years:
1.09
7 Years:
1.08
Annual Total Assets Annual Cr Analysis
Total Assets Annual Cr growth is higher than historical averages.
Average Total Assets Annual Cr
1 Year:
36,352.0 Cr
3 Years:
35,381.0 Cr
5 Years:
35,672.0 Cr
7 Years:
34,585.71 Cr
IndicatorMar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2011Mar-2010Graph
Total ShareHolders Funds Annual Cr 15,207.0 15,334.0 14,143.0 13,324.0 12,391.0 11,971.0 11,768.0 7,790.0 7,704.0