LICHF delivered steady performance, driven by resilient domestic mortgage *over or under performance to benchmark index demand, improved asset quality, and strategic diversification into the higher-margin loan against property (LAP) and lease rental discounting (LRD) segments. Management's focus on establishing a dedicated affordable housing vertical, leveraging co-lending partnerships, engaging business aggregators and deploying automated underwriting technology is expected to enhance operational efficiency and market reach. The new business retention department and expanded marketing...