Lending rates declined while deposit rates were mixed in Mar'26: The TD rate on outstanding deposits remained unchanged at 6.62% for SCBs, while the rate on fresh deposits increased 42 bps MoM to 6.07%, partly reflecting year-end deposit mobilisation. The WALR on fresh rupee loans declined 4 bps MoM in Mar'26. As of Mar'26, WALR on fresh rupee loans stood at 8.40%, while WALR on outstanding rupee loans was 8.99%. Outlook: Banking sector credit growth recovered to about 16% in FY26 from about 11% in FY25, driven by broad-based expansion across retail, services and industrial...