By increasing the proportion of secured assets, such as affordable housing loans, MSME loans, vehicle loans, and gold loans, the bank aims to lower its overall risk profile. The secured loan portfolio now accounts for 48% of the total loan book. Net Interest Income grew 13% YoY in Q3FY26, supported by a declining cost of funds and strong growth in advances. NIM also expanded by 30 bps sequentially to 8.2%....