IDBI Capital
Banking sector non-food credit growth increased 14% YoY and 4% MoM in Dec'25. As per the latest sectoral deployment data, credit growth across agriculture, industry, personal loans and services remained healthy, with double digit YoY growth during the month. Agriculture loan growth stood at 12% YoY in Dec'25, while credit to industries witnessed an acceleration to 13% YoY. Services sector credit growth moderated to 15% YoY in Dec'25, although lending to NBFCs within services remained strong at 15% YoY. Retail loan growth also improved to 13% YoY in Dec'25, with unsecured loans growing at 10% YoY. On the liabilities side, deposit growth remained...
IDBI Capital released a Sector Update report for Banks on 02 Feb, 2026.
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