Across the coverage universe, Q3FY26 is expected to be another quarter of healthy operating traction, with consolidated Net Interest Income (NII) for the banks in our universe projected to grow in mid single digits sequentially and low double digits year on year, supported by estimated advances growth of around 2.6% QoQ and 10.6% YoY and deposit accretion of about 4.5% QoQ and 12.3% YoY.