Housing Finance company India Shelter Finance Corporation announced Q1FY26 results Profit after tax grew by 43% YoY to Rs 119 crore in Q1FY26. RoA improved to 6.0% in Q1FY26. RoE improved to 17.2% in Q1FY26. Borrowings & Liquidity: Networth is at Rs 2,836 crore as of June’25. The company continues to carry a liquidity of Rs 1,216 crore as of June’25. In Q1FY26, the cost of funds improved by 10bps to 8.6%. In Q1FY26, Spreads expanded by 20bps QoQ & 30bps YoY to 6.4% Asset Quality & Provisions: Gross Stage 3 and Net Stage 3 were at 1.2% and 0.9% as of June’25. 30+ DPD stood at 4.5% as of June’25. Credit Cost for the quarter came in at 0.5%. Rupinder Singh, Managing Director & CEO, India Shelter Finance Corporation said: We are pleased to announce that the Company delivered strong operational performance in the first quarter of FY26, driven by strong demand environment in the affordable housing segment. We delivered an AUM growth of 34% YoY, reaching an AUM of Rs 8,712 crore. In Q1FY26, we disbursed Rs 887 crore, registering a growth of 24% YoY. In Q1FY26, we added 24 new branches as part of the branch expansion strategy, geographic presence stood at 290 branches as of 30th June 2025. On profitability metrics, PAT for the quarter came in at Rs 119 crore registering a growth of 43% YoY and 10% QoQ. Our return ratios have been on an improving trend with RoA improving to 6.0% and RoE reaching 17.2% for the first time post the IPO in Dec’23. We have been successful in reducing our Cost of Funds by 10 bps to 8.6% with spreads improving to 6.4%, ensuring sustained profitability. Result PDF