General Insurance company Niva Bupa Health Insurance Company announced Q4FY25 & FY25 results Q4FY25 Financial Highlights: In Q4FY25, Niva Bupa achieved a Gross Written Premium (GWP) of Rs 2,395 crore, reflecting a strong YoY growth of 36%. When adjusted for the 1/N accounting impact, the GWP for Q4FY25 stood at Rs 2,079 crore, representing an 18% YoY growth. FY25 Financial Highlights: For the full financial year FY25, the company recorded a GWP of Rs 7,407 crore, marking a 32% YoY growth. The company’s PAT grew to Rs 214 crore in FY25 against 82 crore in FY24, demonstrating 161% YoY growth. For FY25, the adjusted GWP was Rs 6,762 crore, reflecting a growth of 21% compared to FY24. The Solvency Ratio strengthened to 3.03 in FY25 from 2.55 in FY24, demonstrating sound financial stability and ability to meet long-term obligations. Delivering on its commitment to a seamless claims experience, Niva Bupa improved its Claims Settlement Ratio from 91.9% in FY24 to 92.4% in FY25, underlining its focus on prompt and hassle-free service for policyholders. Simultaneously, Niva Bupa achieved a significant reduction in its Expense of Management, which dropped from 39.3% in FY24 to 37.4% in FY25, driven by its ongoing automation and digitization initiatives across the value chain. Result PDF