AU Small Finance Bank (AUBANK) reported a PAT of INR3.7b in 4QFY24(down 13% YoY), due to the stamp duty and other transaction chargesrelated to the merger with Fincare SFB. AUBANK’s NII grew 10% YoY toINR13.37b (3% miss), while NIM contracted 40bp QoQ to 5.1%