ICICI Securities Ltd | Retail Equity Research PAT came in at | 373 crore, up 670% YoY, led by a lower base owing to higher slippages in Q3FY16. Though PPP came in at | 1021 crore (33% YoY), broadly in line with our estimate, the bottomline stayed above our estimate owing to lower tax outgo during the quarter NII growth was healthy at 12.2% YoY to | 1247 crore, despite flat credit growth YoY to | 125814 crore. Margins improved 21 bps YoY to 2.52%, though on a QoQ basis, decline of ~12 bps was witnessed...