ICICI Securities Ltd | Retail Equity Research Net interest income (NII) came in at | 2050 crore, up 16.1% YoY, broadly in line with our estimate. Healthy growth in NII is attributable to credit offtake of 12.1% YoY coupled with ~19 bps YoY improvement in margins at 4.49% Provision came at | 192 crore, in line with our estimate of | 197 crore. Credit cost came in at 15 bps (16 bps in Q2FY17). On asset quality front, QoQ net GNPA declined by | 3 crore (| 122 crore in...