Background: Repco Home Finance Limited (RHFL) is a low to medium ticket size home loan financing company predominately based in tier II / III cities of southern India. Promoted by the State-owned Repco Bank Ltd in 2000, RHFL presently has108 branches and 38 satellite centers of which ~87% are located in the Southern market. Repco has grown from strength to strength with its loan book clocking 30% CAGR (FY11-FY15) and stood at INR ~68.4bn at the end...