Gross loan portfolio has grown at a CAGR of 46.98% from | 1717.7 crore in FY18 to | 3710.8 crore as of FY20 and was | 3902.8 crore as of Q3FY21. NII has increased at 72% CAGR from | 165.8 crore in FY18 to | 490.9 crore in FY20 and was at | 353.2 crore in 9MFY21. PAT has increased at 212% CAGR from | 11.4 crore in FY18 to | 111.1 crore FY20 and was at | 54.8 crore in 9MFY21. The cost-to-income ratio has reduced from 64.44% in FY18 to 47.05% in FY20 and was 55.39% in 9MFY21. Well diversified asset portfolio augments well...