Co. has been able to collect from 84%/23%/52%/71%/73%/78% borrowers in the month of Mar/Apr/May/Jun/Jul/Aug'20 respectively. Q2FY21 earnings stood mixed with better clarity on asset quality expected to emerge in forthcoming quarter. While provisioning run-rate declines and collections gain pace, our FY21 EPS estimates stand higher by 9%. With additional provision of Rs23bn pushing ECL coverage to ~40%, provisions run-rate now has come down to Rs7bn as against Rs10-11bn over past two...