PAT/PPOP and NII did not grow on a sequential basis. AUM fell marginally sequentially and were up 1% YoY as the new loans booked were 3.62 million as against 6.47 million in Q2 FY20. The provisions were almost at the same level as the last quarter at INR 1,700 Cr, higher by 0.9% QoQ despite the unlock and improvement in business activity. The asset quality remained stable with GNPA at ~1.34%, down 30bps QoQ. This is excluding the Supreme Court's (SC) standstill. With the order under consideration, reported GNPA were 1.03% and NNPA at 0.37% with PCR at 64%. However the provisions for stage 1 and stage 2 stood at INR 1,370 Cr, lower by merely 4% QoQ. The AUM grew 1% YoY, with only commercial...