The bank offered Morat 2 to 28% of its customers by value vs. 35% in Morat 1. Around 23% is in retail assets including rural portfolio and 35% is in the wholesale financing portfolio. Provision was at | 764 crore, including | 375 crore related to Covid-19 over and above | 225 crore done in Q4FY21. Asset quality witnessed a strong sequential improvement with GNPA & NNPA ratio improving ~61 bps and ~43 bps to 1.99% and 0.51%, respectively. Gross NPA of the retail loan book was at 0.87% vs. 1.77% as of March 31, 2020 and net NPA percentage of the retail loan book of the bank...