provisioning while making provisions of Rs 2995 crore in Q3FY2020. The company has maintained stable asset quality, margins and spread, while improved loan growth in Q3FY2020. Operating expenses of the company have increased 13% to Rs 373.91 crore against 5% growth in total income to Rs 3494.69 crore, leading to increase in cost-toincome ratio to 11.0% in Q3FY2020 from 10.2% in Q3FY2019....