HDFC Ltd. net profit for the December quarter rose nearly four times to `8,372Cr from `2,114Cr a year ago on the back of fair value gain it took into account for the sale of subsidiary Gruh Finance to Bandhan bank. Loan book growth of 14% was driven by Individual loans growing at 16%, while developer credit slowed to 6%, marginally up from 3% QoQ. NIMS remained constant at 3.30% QoQ. However, its asset quality inched...