As of September 30, 2019, SFBs' operations are spread across 24 state and union territories with 552 banking outlets and 441 ATMs. Ujjivan SFB has a diversified portfolio with advances at | 12864 crore, deposit of | 10130 crore. The bank is serving a huge client base of 49.4 lakh. Asset quality remained steady with GNPA ratio at 0.85% & NNPA ratio at 0.33%. In terms of performance, PAT was at | 199 crore in FY19 and | 187 crore in H1FY20. Aggressive growth with shift towards non-MFI segment Ujjivan SFB, led by the promoter business, started with a substantial...