Loan Book HDFC Ltd has grown it's book at a CAGR of ~16% over last 5 fiscals mainly supported by growth in individual book which grew at a CAGR of ~17%. 1QFY20 also saw similar trend with AUM growing at 13% driven by 17% growth in individual loans. HDFC Ltd book size is `4,166 bn with individual book comprising 74%, construction finance 12%, lease rental discounting 9% and corporate 5%. Asset Quality HDFC Ltd has seen GNPA ratio increasing from 0.67% in FY15 to 1.29% in 1QFY20 largely driven by increase in GNPA ratio in...