On asset quality front, HDFC reported marginally improvement in asset quality QoQ with GNPA ratio declining ~4 bps to 1.18%. GNPA in nonindividual/ corporate witnessed improvement of ~12 bps QoQ to 2.34%, while individual loans GNPA remained steady at 0.7%. As per IND AS accounting, assets classified into Stage 3 category remained broadly steady on sequential basis at | 5743 crore vs. | 5618 crore in Q3FY19. Operational performance remain stable, attributable to higher other income & healthy NII. Other income was aided by extra ordinary gains from stake...