Unlike most of the HFCs, the share of IndiaBulls Housing has fallen dramatically from levels of Rs 1400. The fall has largely been on account of the IL&FS; wreck and also on account of the worries surrounding DHFL. Though, India Bulls has often clarified it stating that its liquidity position continues to remain sound (as closed with cash of 21000cr in Q3FY19) and has performed well during the quarter. It has significantly bought down reliance on 3-month CP in the process, thereby ensuring a well matched ALM and durability of liquidity levels. It now counts 21 strong banking relationships - 16 with PSU banks and 5 with private and foreign banks amongst its securitization investors. India bulls has guided the loan growth of 20-25%, Pat growth at...