Net interest income declined ~6% YoY to | 2685.6 crore, due to higher interest expenses. Margins declined ~10 bps QoQ to 3.2%, while spread remained broadly steady at 2.26% Overall credit growth came in slower compared to the previous run rate at 13.1% YoY to | 385520 crore, on the back of declining individual & corporate growth. Individual loan portfolio increased ~15% YoY to | 270972 crore and accounted for 70% of total loan book. Trajectory of corporate loans fell to single digit at 7.3% YoY...