HUDCO is a wholly-owned Government company with more than 46 years of experience in providing loans for Housing and Urban Infrastructure Projects in India. HUDCO plays a key role in various Governments' schemes to develop the Indian housing and urban infrastructure sectors, such as DAY-NULM, JNNURM and PMAY-HFA (Urban). As a result, loans to State Governments and their agencies consists of 89.9% of the total loan portfolio. Notably, HUDCO registered strong loan growth of ~21% CAGR over FY14-16 in housing finance segment (~31% of the total loans). Further, huge capex plan on urban...