Ujjivan Finanical Services Ltd, (Ujjivan) started operations as an NBFC in 2005 with a mission to provide full range of financial services to the economically active poor who are not adequately served by financial institutions. Ujjivan has its headquarters in Bangalore with regional offices in New Delhi, Kolkata and Pune. It has 470 branches in 24 states and Union Territories across India as on December 31, 2015. Its business is primarily based on the joint liability group lending model for providing collateral free, small ticket-size loans to economically active poor women. It also offers individual loans to Micro & Small...