We met the management of ICICI Lombard to get an insight into the general insurance sector and the company's positioning, business model and growth prospects. It was founded as a JV between ICICI Bank and Fairfax Financial Holdings in 2000. ICICI Lombard is the largest private player and overall fourth largest player in the general insurance industry in terms of gross direct premium income (GDPI) as on FY18. It has a market share of ~8.2% on overall basis. The company offers a comprehensive and well diversified range of products, including motor...