Background: AU Small Finance Bank had commenced operations in 1996 in Jaipur, Rajasthan and was registered as an NBFC with the RBI in 2000. In 2005, it became a commercial associate of HDFC Bank for originating and servicing vehicle loans which assisted the company in the implementation of various processes and systems. AUSFB has recently transitioned from a prominent, retail focused non-banking finance company (NBFC), which primarily served low and middle income individuals and businesses that have limited or no access to formal banking and finance...